Certified Financial Fiduciary

Hoffman Estates Retirement Planner

Call: 847-592-5405 Schedule

About | Hoffman Estates Retirement Planner | America United Wealth Planning (NW Chicago Suburbs)

Serving Hoffman Estates and the Northwest Chicago suburbs • Social Security • Retirement Income • 401(k)/IRA Rollovers

Meet Your Retirement Income Specialist

About America United Wealth Planning

Great things start with a Simple Conversation.

We help Illinois retirees and near-retirees in Hoffman Estates simplify the decisions that shape retirement: Social Security timing, rollovers, and retirement income planning. The goal is clarity—so you can move forward with confidence.

Schedule a Complimentary Conversation Tap to Call: 847-592-5405

No cost • No obligation • Spouses encouraged • Illinois residents only

John T. Davis, CFF®

Clear guidance for retirement decisions that feel complicated.

Why this work matters

Retirement planning isn’t just “growing a portfolio.” It’s about building a plan that answers the real questions: How much can we spend? What happens if markets drop early? What if one spouse dies?

John’s planning style focuses on clarity and practicality—helping you understand tradeoffs and avoid costly mistakes before decisions become irreversible.

Primary Focus

Retirement income planning + Social Security coordination

Communication

Simple explanations and step-by-step next actions

What this means for you

A plan built around monthly income, not just account balances
Social Security strategy aligned with spouse + survivor needs
Clear evaluation of rollover choices (stay vs IRA)
Early-retirement risk control and “bad year” planning
Tax impact and RMD planning considered as part of the strategy

Schedule Your Complimentary Conversation

Or call: 847-592-5405

What to Expect

A simple first conversation designed to reduce confusion—not add to it.

1) Identify the “highest-impact” decision

Social Security timing, a rollover decision, or a withdrawal strategy—whatever affects your plan the most right now.

2) Map the retirement paycheck

We outline where income comes from and when—Social Security, accounts, and other sources—so it’s easy to understand.

3) Address “what if” scenarios

Markets down early, inflation, health events, or loss of a spouse—so your plan doesn’t depend on perfect conditions.

4) Leave with next steps

You’ll get a clear short list of actions and options—no pressure, no jargon, and no obligation.

Book a Complimentary Conversation

Or call: 847-592-5405

Start Here

Explore a topic page first—each is built to help you take the next step with confidence.

Social Security Planning

Claiming age, spousal strategy, survivor focus, and how it fits your paycheck plan.

Retirement Income Planning

Withdrawals, inflation, “market down years,” and creating a monthly income map.

401(k) / IRA Rollovers

Understand options, avoid common mistakes, and align the rollover with your plan.

Who We Serve

We work with Illinois residents in Hoffman Estates and surrounding Northwest suburbs.

Hoffman Estates

Schaumburg

Palatine

Rolling Meadows

Elk Grove Village

Arlington Heights

Streamwood

Hanover Park

Barrington

South Barrington

Schedule a Complimentary Conversation

Or call: 847-592-5405

Book Your Complimentary 60-Minute Appointment

Or tap the Talk button to speak with the AmericaPlanning assistant.

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